In general, a veteran is eligible if he or she meets any one of these requirements:

  • Served 181 days during peacetime (Active Duty)
  •  
  • Served 90 days during wartime (Active Duty)
  • Served 6 years in the Reserves or National Guard
  •  
  • You are the spouse of a service member who was killed in the line of duty

Also with VA loans there is the ability to purchase a home with 0 money down.  There is a little difference in who pays for the termite inspection which is usually about $100..